FAQs

1. What does Registry Trust do with judgment and decree information?

2. Who are the credit reference agencies?

There are three agencies who purchase consumer information and eight agencies who purchase information about businesses. You will find their e-mail details on our links page. Their correspondence addresses are listed below.

Consumer – credit reference agencies

Callcredit Ltd
Consumer Services Team
PO Box 491
Leeds
LS3 1WZ

Equifax Plc
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US

Experian Ltd
Consumer Help service
PO Box 8000
Nottingham
NG80 7WF

Commercial – Credit Reference Agencies

Callcredit Ltd
Consumer Services Team
PO Box 491
Leeds
LS3 1WZ

Credit League Ltd
Edwinstowe House
Edwinstowe
Mansfield
Nottinghamshire
NG21 9PR

Creditsafe.Com
Bryn House
Caerphilly Business Park
Van Road
Caerphilly
CF83 3GG

Dun & Bradstreet Ltd
Customer Services Department
5th Floor Westminster House
Portland Street
Manchester
M1 3HU

Equifax Plc
Credit File Advice Centre
PO Box 1140
Bradford
BD1 5US

Experian Ltd
Consumer Help service
PO Box 8000
Nottingham
NG1 5GX

Graydon UK Ltd
Hygeia Building
66 College Road
Harrow
Middlesex
HA1 1BE

ICC Information Group Ltd
Crwys House
33 Crwys Road
Cardiff
CF2 4YF

Masterwatch
Credit Check House
Authorpe Road
Meanwood
Leeds
LS6 4JB

3. How accurate are the Registers?

4. What happens to incomplete information?

5. Why do courts not make the information accurate in the first place?

6. How about solicitors? Do they have a duty to be accurate?

7. Who is responsible for the information on the judgment?

8. What is a claimant, plaintiff or pursuer?

9. What is a defendant, defender or debtor?

10. What are administration orders?

11. Who can apply for an administration order?

12. Are the courts required to provide administration order details for the public register?

13. What is a varied administration order?

14. How do I get my administration order marked as satisfied?

15. What is a revoked administration order?

16. Is a set aside administration order removed from the Register?

17. Can an administration order be cancelled?

18. Does the register contain corporate administration orders?

19. What advice do you give to claimants, plaintiffs or pursuers?

20. Should I spend money on credit repair?

21. How long is judgment and decree information kept on the Registers?

22. What impact can judgment information have on my life?

23. How do I get my County Court judgment held on the England and Wales Register marked as satisfied?

24. How do I get a decree held on the Scottish Register marked as satisfied?

25. How do I get my Judgment held on the Northern Ireland Register marked as satisfied?

26. How do I get my Judgment held on the Isle of Man Register marked as satisfied?

27. How do I get my Judgment held on Jersey Register marked as satisfied?

28. How can I remove my County Court judgment held on the England and Wales Register?

29. How can I remove my decree held on the Scottish Register?

30. How can I remove a judgment held on the Northern Ireland Register?

31. How can I remove a judgment held on the Isle of Man Register?

32. How can I remove a judgment held on the Jersey Register?

33. What if I can’t afford the court fees?

34. I have been making payments towards the debt. Can this be shown on the register?

35. What is a notice of correction?

36. Is Registry Trust responsible for information held by the credit reference agencies?

37. Why is the word ‘Possible’ included in my search response?

38. Where do I find information about defaults, bankruptcy, sequestrations and voluntary arrangements?

39. If I have been discharged from bankruptcy or sequestrations, will my judgments be removed from the register?

40. How much does it cost to search the Register?

41. Are there different arrangements for the bulk purchase of information on the Register?

42. Does the register hold debts in respect of poll tax or council tax?

43. How do I search one of the registers?

44. How do I get my High Court judgment marked as satisfied?

45. How do I get my High Court judgment removed from the Register?

46. Whose name might appear on the Fines Register?

47. Is a search request the only way of obtaining information about an entry in the England & Wales Register of Judgments, Orders and Fines?