Cookies disclaimer

I agree Our site saves small pieces of text information (cookies) on your device in order to deliver better content and for statistical purposes. You can disable the usage of cookies by changing the settings of your browser. By browsing our website without changing the browser settings you grant us permission to store that information on your device.


The number of County Court Judgments (CCJs) issued against consumers in England and Wales saw a huge rise in Q2 2021 compared to the same period last year, according to figures released today (27.07.2021) by Registry Trust.

The number registered in Q2 2021 was 188,092, up 267 percent from 51,245 in Q2 2020. The value of consumer judgments owed rose to £298 million from £112 million, a rise of 166 percent compared to Q2 2020.

Much of the huge percentage rise seen over the year is due to the fact that judgment numbers were artificially low in Q2 2020 as government and regulatory measures, and creditor forbearance, protected many households from the economic impacts of Covid. Despite the rise, numbers are still well below the pre-Covid levels seen in 2019.

The average value of consumer judgments fell 28 percent from £2,187 to £1,585, while the median value fell seven percent from £740 to £685.

The number of judgments ‘satisfied’ (or fully paid) by consumers in Q2 2021 was 48,783, up 20 percent from 40,791 in the same quarter last year. While this is encouraging, the number marked as satisfied remains a small proportion of the total judgments outstanding.

In the High Court, the number of judgments against consumers fell by 48 percent from 83 to 43 over the period. The total value fell by 20 percent from £34 million to £27 million. But, the average value rose by more than half from £407,283 to £628,288, with the median value up from £75,000 to £281,160 a rise of 275 percent. Due to the small number of judgments registered by the High Court, the numbers are subject to large fluctuations in percentage increases/decreases.

Registry Trust Chair, Mick McAteer, said: “We saw a huge increase in the number of judgments recorded in this quarter compared to the same period last year. At that time, interventions by government and regulators, and forbearance by creditors, in response to the Covid crisis had kept judgment numbers at historically low levels. But, as these measures were wound down, numbers began to rise again. The Covid economic crisis is far from over for financially vulnerable households”.


Q2 2020 Q2 2021 Change (compared with 2020)
CCJs against consumers
volume 51,245 188,092 267%
total value £112,083,586 £298,216,823 166.1%
average* value £2,187 £1,585 -27.5%
median £740 £685 -7.4%
High Court judgments against consumers
volume 83 43 -48.2%
total value £33,804,467 £27,016,370 -20.1%
average* value £407,283 £628,288 54.3%
median £75,000 £281,160 274.9%
Satisfactions registered by consumers
volume 40,791 48,783 19.6%
total value £46,819,086 £63,581,813 35.8%
average* value £1,148 £1,303 13.5%
median £575 £582 1.2%

For more information contact

0207 391 7287

Notes for editors

Registry Trust is the Registrar for Judgments, Orders and Fines in England and Wales on behalf of the Ministry of Justice. The Register includes county court judgments, high court judgments, CSA liability orders, fine defaults and tribunal awards for England and Wales.

CCJs are removed from the register if paid in full within one calendar month of the judgment date, but will otherwise remain registered for six years. If fully paid outside the one calendar month, defendants can apply to have the judgment marked as ‘satisfied’ which will improve their credit rating.

Anyone may search for entries against a named person or business at a stated address or a corporate body in Great Britain, Northern Ireland and the Republic of Ireland by visiting Registry Trust’s website or by writing to Registry Trust, 153-157 Cleveland Street, London W1T 6QW.