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Twenty two debt judgments were issued in the Isle of Man Courts of Justice against consumers in Q3 2021, compared to 10 issued in the same period last year, according to data published today [14.10.2021] by Registry Trust.

But, while this quarter’s numbers are up on the same period last year, they have declined in each quarter of 2021, and remain low compared to pre-Covid levels.

The total value of judgments issued against consumers doubled from £27,338 in Q3 2020 to £55,962 in Q3 2021, although values remain small.

As a result, the average value in Q3 2021 fell by seven percent compared to the same period last year, from £2,734 to £2,544. The median value in Q3 2021 was significantly lower, at £699 compared to £2,581 in Q3 2020.

There was a small increase in the number of judgments against Isle of Man businesses. Six judgments with a total value of £16,266 were issued in Q3 2021, compared to three with a total value of £8,388 issued in Q3 2020.

Registry Trust Chair, Mick McAteer, said: Judgment numbers against Isle of Man consumers are higher this quarter compared to the same period last year. But, it is worth noting that numbers have now fallen each quarter this year suggesting that Isle of Man consumers are still being shielded from the economic and financial shocks created by the Covid.

- Ends –

Q2 2020 Q2 2021 Change (compared with 2020)
Judgments against consumers
volume 10 22 120.0%
total value £27,338 £55,962 104.7%
average* value £2,734 £2,544 -6.9%
median value £2,581 £699 -72.9%
Judgments against all businesses
volume 3 6 100.0%
total value £8,380 £16,266 94.1%
average* value £2,793 £2,711 -2.9%
median value £2,365 £2,106 -10.9%
Judgments against incorporated businesses
volume 1 5 400%
total value £3,650 £10,589 190.1%
average* value £3,650 £2,118 -41.9%
median value £3,650 £1,740 -52.3%
Judgments against unincorporated businesses
volume 2 1 -50.0%
total value £4,730 £5,677 20.0%
average* value £2,365 £5,677 140.0%
median value £2,365 £5,677 140.0%
volume 53 36 -32.1%
total value £59,749 £80,566 34.8%
average* value £1,127 £2,238 98.5%
median value £538 £704 30.8%

For more information please contact

+44 207 391 7287

Notes for editors

Irish Judgments is part of Registry Trust, a non-profit company established in 1985. Registry Trust maintains public records of judgment and decree information for all jurisdictions in the British Isles and Ireland.

Irish Judgments holds a public register of judgments registered at the Four Courts in Dublin.

The figures are based only on judgments registered at the request and cost of creditors at the Four Courts in Dublin and therefore provide only a partial picture of debt in Ireland.

Judgments can be removed from the register if paid in full within one calendar month of the issue date and Irish Judgments is informed, but will otherwise remain registered for six years. If fully paid outside the one calendar month, the defendant can apply to have the judgment marked as ‘satisfied’ to improve their credit rating.

Anyone may search for entries against a named person or business at a stated address or a corporate body in the Republic of Ireland, Northern Ireland, Scotland or England and Wales by visiting Registry Trust’s website or by writing to Irish Judgments at Irish Judgments, Ulysses House, Foley Street, Dublin 1.