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The number and total value of judgments registered against Irish consumers and businesses saw huge falls in the third quarter (Q3) of 2020 compared to the same quarter last year, figures released today (Oct 29th, 2020) by registrar Irish Judgments show.

The number of judgments against consumers fell by 81 percent, from 678 to just 126. The total value fell by a startling 92 percent, from €57 million in Q3 2019 to €4.6 million in Q3 2020.

The average value of consumer judgments fell by nearly 56 percent, from €83,882 to €36,849 and the median value by 37 percent, from €16,290 to €10,314.

Judgments against Irish businesses fell from 192 to 78, a decrease of 59 percent. The total value registered against businesses fell by 82 percent, from just under €5 million to just €907,346. The average value fell by 55 percent from €26,039 to €11,633.

Mick McAteer as Registrar commented: “The latest data on judgments showing huge falls in the number and value of judgments this quarter, suggests that income support and regulatory interventions have shielded Irish households and businesses from the worst effects of the financial shocks caused by Covid19. But, the picture may be very different once the support measures are unwound.”

Half Year 2019 Half Year 2020 Change (compared with 2019)
Judgments against consumers
volume 678 126 -81.42%
total value €56,872,025 €4,642,980 -91.84%
average* value €83,882 €36,849 -56.07%
median value €16,29 €10,314 -36.68%
Judgments against all businesses
volume 192 78 -59.38%
total value €4,999,408 €907,346 -81.85%
average* value €26,039 €11,633 -55.33%
median value €7,000 €5,987 -14.47%
Judgments against incorporated businesses
volume 135 61 -54.81%
total value €4,469,323 €735,521 -83.54%
average* value €33,106 €12,058 -63.58%
median value €8,862 €5,970 -32.63%
Judgments against unincorporated businesses
volume 57 17 -70.18%
total value €530,085 €171,825 -67.59%
average* value €9,300 €10,107 8.68%
median value €5,579 €8,733 56.53%
volume 18 24 33.33%
total value €4,928,467 €12,979,297 163.35%
average* value €273,804 €540,804 97.52%
median value €43,131 €35,178 -18.44%

For more information please contact

+44 207 391 7287

Notes for editors

Irish Judgments is part of Registry Trust, a non-profit company established in 1985. Registry Trust maintains public records of judgment and decree information for all jurisdictions in the British Isles and Ireland.

Irish Judgments holds a public register of judgments registered at the Four Courts in Dublin.

The figures are based only on judgments registered at the request and cost of creditors at the Four Courts in Dublin and therefore provide only a partial picture of debt in Ireland.

Judgments can be removed from the register if paid in full within one calendar month of the issue date and Irish Judgments is informed, but will otherwise remain registered for six years. If fully paid outside the one calendar month, the defendant can apply to have the judgment marked as ‘satisfied’ to improve their credit rating.

Anyone may search for entries against a named person or business at a stated address or a corporate body in the Republic of Ireland, Northern Ireland, Scotland or England and Wales by visiting Registry Trust’s website or by writing to Irish Judgments at Irish Judgments, Ulysses House, Foley Street, Dublin 1.