Q1 2026 Summary

New Judgments flow in Q1 2026

316,002 new consumer and commercial judgments were registered in Q1 2026, 6.9% more than the previous quarter and 11.9% more than Q1 2025.

Across the last five quarters, new consumer and commercial judgments averaged 302,435.

271,504 new consumer judgments were registered in Q1 2026, 5.4% more than the previous quarter and 17.4% more than Q1 2025.

Across the last five quarters, new consumer judgments averaged 258,281.

44,498 new commercial judgments were recorded in Q1 2026 - up by 17.7% from the previous quarter and down by 13.0% from Q1 2025.

Across the last five quarters, new commercial judgments averaged 44,154.

97.8% of the total 316,002 new consumer and commercial judgments in Q1 2026 were assigned to England and Wales and therefore make up far and away the biggest data set.

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ENGLAND AND WALES:

308,926 new consumer and commercial judgments were registered in England and Wales in Q1 2026, which is a 7.1% increase from the previous quarter and a 12.7% increase from Q1 2025.

Across the last five quarters, new consumer and commercial judgments in England and Wales averaged 294,566.

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Consumer judgments in England and Wales:

266,120 new consumer judgments were registered in England and Wales in Q1 2026, a 5.3% increase from the previous quarter and a 18.3% increase from Q1 2025.

Across the last five quarters, new consumer judgments in England and Wales averaged 252,476.

266,120 new consumer judgments were registered in England and Wales in Q1 2026 with the total value of £478,557,020.

£283 is the most frequent consumer judgment amount in England and Wales, with 7,721 new consumer judgments at this figure.

45% of consumer judgments are for amounts less than £500.

The median new consumer judgment value in England and Wales is £607

Only 13% of the consumer judgments in England and Wales are for amounts greater than £3,000.

This adds up to £295mn, 62% of the value of new consumer judgments in England and Wales in Q1 2026.

308,926 new consumer and commercial judgments were registered in England and Wales in Q1 2026, which is a 7.1% increase from the previous quarter and a 12.7% increase from Q1 2025.

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Commercial judgments in England and Wales:

42,806 new commercial judgments have been added to the Register in Q1 2026 in England and Wales, which is a 19.6% increase from the previous quarter and a 12.8% decrease from Q1 2025.

Across the last five quarters, new commercial judgments in England and Wales averaged 42,090.

42,806 new commercial judgments are registered in England and Wales in Q1 2026 with the total value of £167,225,602.

£497 is the most frequent commercial judgment amount in England and Wales with 4,461 judgments at this figure.

The top five judgment amounts (£497, £912, £257, £1,682, £407) make up 39% of the number of commercial judgments for England and Wales, indicating a significant concentration around these specific values.

26% of the commercial judgments in England and Wales are for amounts greater than £3,000. This adds up to £138 million, 83% of the total value of commercial judgments in England and Wales in 2026.

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SCOTLAND:

4,369 new consumer and commercial judgments were registered in Scotland in Q1 2026, which is a 3.7% decrease from the previous quarter and a 23.1% decrease from Q1 2025.

Across the last five quarters, new judgments in Scotland averaged 5,125. Volumes eased through 2025, with Q1 2026 (4,369) landing well below that average.

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Consumer judgments in Scotland:

3,519 new consumer judgments were registered in Scotland in Q1 2026, which is an 8.3% increase from the previous quarter and a 20.8% decrease from Q1 2025.

Across the last five quarters, new consumer judgments in Scotland averaged 3,905.

3,519 new consumer judgments were registered in Scotland in Q1 2026 with the total value of £14,887,096.

£5,000 is the most frequent judgment amount in Scotland with 104 consumer judgments at this figure.

Only 6% of consumer judgments registered in Scotland in Q1 2026 are for the amounts below £500.

50% of consumer judgments for Scotland are below the median amount of £2,043.

34% of the consumer judgments in Scotland are for amounts greater than £3,000. These add up to £11 million, 77% of the value of new consumer judgments in Scotland in Q1 2026.

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Commercial judgments in Scotland:

850 new commercial judgments were registered in Scotland in Q1 2026, which is a 34.0% decrease from the previous quarter and a 31.6% decrease from Q1 2025.

Across the last five quarters, new commercial judgments in Scotland averaged 1,220.

850 new commercial judgments were registered in Scotland in Q1 2026 with the total value of £4,127,911.

The top five amounts (£375, £750, £150, £1,500, £300) make up 26% of total commercial judgments for Scotland, indicating a significant concentration around these specific values.

35% of the commercial judgments in Scotland are for amounts greater than £3,000. This adds up to £3.5mn, 85% of the total value of new commercial judgments in Scotland in Q1 2026.

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Northern Ireland:

1,311 new consumer and commercial judgments were registered in Northern Ireland in Q1 2026, which is a 7.4% increase from the previous quarter and an increase of 11.1% from Q1 2025.

Across the last five quarters, new consumer and commercial judgments in Northern Ireland averaged 1,329.

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Consumer judgments in Northern Ireland:

898 new consumer judgments were registered in Northern Ireland in Q1 2026, which is a 2.4% decrease from the previous quarter and an increase of 7.5% from Q1 2025.

Across the last five quarters, new consumer judgments in Northern Ireland averaged 980. Following a Q2 2025 peak, activity cooled, and last two quarters ended below the average.

898 new consumer judgments were registered in Northern Ireland in Q1 2026 with the total value of £2,969,297.

£137 is the most frequent judgment amount in Northern Ireland with 53 consumer judgments at this figure.

The median new consumer judgments value in Northern Ireland is £1,154.

25% of the consumer judgments in Northern Ireland have amounts greater than £3,000. These add up to £2.3mn, 78% of the total value of new consumer judgments in Northern Ireland in Q1 2026.

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Commercial judgments in Northern Ireland:

413 new commercial judgments were registered in Northern Ireland in Q1 2026, a 37.2% increase from the previous quarter and an increase of 19.7% from Q1 2025.

Across the last five quarters, new commercial judgments in Northern Ireland averaged 349.

413 new commercial judgments were registered in Northern Ireland in Q1 2026 with the total value of £1,779,400.

A small set of judgment amounts (£197, £452, £858, £1,655, £347) accounts for 46% of the commercial judgments in Northern Ireland, highlighting a heavily skewed pattern in this relatively small data set.

The median new commercial judgments value in Northern Ireland is £858.

21% of commercial judgments in Northern Ireland have amounts greater than £3,000. These add up to £1.5 million, 84% of the total value of commercial judgments in Northern Ireland in Q1 2026.

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REPUBLIC OF IRELAND:

894 new judgments were registered in the Republic of Ireland in Q1 2026, a 1.8% decrease from the previous quarter and a decrease of 4.3% from Q1 2025.

Across the last five quarters, new judgments averaged 1,028. After a Q3 2025 peak, volumes eased, with last two quarters being below the average.

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Consumer judgments in Republic of Ireland:

517 new consumer judgments were registered in the Republic of Ireland in Q1 2026, a 1.9% decrease from the previous quarter and an increase of 1.6% from Q1 2025.

Across the last five quarters, new consumer judgments in the Republic of Ireland averaged 586. Following a Q3 2025 high, Q1 2026 (517) ended below the average.

517 new consumer judgments were registered in the Republic of Ireland in Q1 2026 with the total value of £15,405,528.

Consumer judgment amounts in the Republic of Ireland are denominated in euro and GBP. Value totals are converted to GBP.

72% of the consumer judgments in the Republic of Ireland are for amounts greater than £3,000. However, they add up to 98% of the value of the total of consumer judgments.

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Commercial judgments in Republic of Ireland:

377 new commercial judgments were registered in the Republic of Ireland in Q1 2026, a 1.6% decrease from the previous quarter and a decrease of 11.3% from Q1 2025.

Across the last five quarters, new commercial judgments in the Republic of Ireland averaged 442. Activity cooled after Q3 2025, with Q1 2026 (377) below the average.

377 new commercial judgments were registered in the Republic of Ireland in Q1 2026 with the total value of £7,228,351.

Commercial judgment amounts in the Republic of Ireland are denominated in Euro. Value totals are converted to GBP.

73% of the commercial judgments in the Republic of Ireland are for amounts greater than £3,000. However, they add up to 98% of the total value of new commercial judgments in Q1 2026.

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JERSEY:

363 new judgments were registered in Jersey in Q1 2026, a 95.2% increase from the previous quarter and an increase of 19.0% from Q1 2025.

Across the last five quarters, new judgments in Jersey averaged 263.

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Consumer judgments in Jersey:

327 new consumer judgments were registered in Jersey in Q1 2026, a 97.0% increase from the previous quarter and an increase of 24.8% from Q1 2025.

Across the last five quarters, new consumer judgments in Jersey averaged 226.

327 new consumer judgments were registered in Jersey in Q1 2026 with the total value of £518,211.

71% new consumer judgments in Jersey are below £500.

12% of the consumer judgments in Jersey have amounts greater than £3,000. These add up to £398,682, 77% of the total value of new consumer judgments in Jersey in Q1 2026.

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Commercial judgments in Jersey:

36 new commercial judgments were registered in Jersey in Q1 2026.

Across the last five quarters, new commercial judgments in Jersey averaged 37.

36 new commercial judgments were registered in Jersey in Q1 2026 with the total value of £223,614.

With only 36 occurrences, the dataset of commercial judgments in Jersey is too limited to establish any meaningful distribution.

Judgments with amounts exceeding £3,000 comprise 31% of the number of commercial judgments for Jersey but represent 89% of the value of commercial judgments, adding up to £199,189.

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ISLE OF MAN:

139 new judgments were registered in the Isle of Man in Q1 2026, a 40.4% increase from the previous quarter and a decrease of 23.2% from Q1 2025.

Across the last five quarters, new judgments in the Isle of Man averaged 125.

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Consumer judgments in the Isle of Man:

123 new consumer judgments were registered in the Isle of Man in Q1 2026, a 46.4% increase from the previous quarter and a decrease of 19.1% from Q1 2025.

Across the last five quarters, new consumer judgments in the Isle of Man averaged 102.

123 new consumer judgments were registered in the Isle of Man in Q1 2026 with the total value of £420,196.

With only 123 occurrences, the dataset of consumer judgments in the Isle of Man is too limited to establish any meaningful distribution.

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Commercial judgments in the Isle of Man:

16 new commercial judgments have been added to the Register in the Isle of Man in Q1 2026.

Across the last five quarters, new commercial judgments in the Isle of Man averaged 17.

16 new commercial judgments have been added to the Register in the Isle of Man in Q1 2026 with the total value of £63,804.

With only 16 occurrences, the dataset of commercial judgments in the Isle of Man is too limited to establish any meaningful distribution.

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Register at the end of Q1 2026

The Register at the end of Q1 2026 contains 5.4 million records with a total value of £13.0 billion.

Records are kept on the Register for six years. This means that an analysis made on 1st April 2026 covers judgments on the Register from 1st April 2020.

88.2% of records on the Register are unsatisfied judgments and 11.8% are satisfied judgments.

There were 5,389,854 judgments on the Register at the end of Q1 2026. This is a rise of 0.3% since the end of Q4 2025, when there were 5,376,235 judgments on the Register.

From 1st January 2026 to 1st April 2026, 316,002 new judgments were recorded on the Register, accounting for 5.9% of judgments.

272,580 judgments have been deleted from the Register as the six-year threshold has been exceeded - this represents 5.1%.

29,803 judgments were cancelled, further reducing the number on the Register by 0.6%.

Out of 5.4 million judgments on the Register, 288,799 (5.4%) have 2026 as the judgment year.

288,799 judgments fall into Q1 2026 based on the judgment date.

Judgments that met the six-year cut-off prior to 1st April 2026 had already been removed from the Register – 272,580 records from Q1 2020 in total.

88.1% of the records on the Register are consumer judgments and 11.9% are commercial judgments.

Commercial judgments can be further split into corporate and non-corporate judgments.

Corporate judgments make up 9.6% of the Register and non-corporate judgments 2.3%.

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Value of Consumer Judgments on the Register at the end of Q1 2026

There are 4,747,277 consumer judgments on the Register with the total value of £9,829,751,390.

£277 is the most frequent consumer judgment amount, with 62,072 consumer judgments at this figure.

39% of consumer judgments are for the amounts less than £500.

50% of consumer judgments are below the median amount of £726.

71% of consumer judgments are below the amount of £1,500.

13% of the consumer judgments are for amounts greater than £3,000. This adds up to £6.3 billion, 64% of the value of consumer judgments.

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Value of Commercial Judgments on the Register at the end of Q1 2026

There are 642,577 commercial judgments on the Register with the total value of £3,154,022,124.

The top five judgment amounts (£497, £257, £912, £1,682, £407) make up 29% of the number of commercial judgments on the Register, indicating a significant concentration around these specific values.

30% of commercial judgments are for amounts less than £500.

50% of commercial judgments are below the median amount of £1,084.

27% of the commercial judgments on the Register are for amounts greater than £3,000. This adds up to £2.7 billion, 87% of the total value of commercial judgments.

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Q1 2026 Stats Book Now Available
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