Q2 2026 Summary

New Judgments flow in Q2 2026

370,871 new consumer and commercial judgments were registered in Q2 2026, 17.4% more than the previous quarter and 26.5% more than Q2 2025.

Across the last five quarters, new consumer and commercial judgments averaged 320,126.

328,611 new consumer judgments were registered in Q2 2026, 21.0% more than the previous quarter and 33.6% more than Q2 2025.

Across the last five quarters, new consumer judgments averaged 277,754.44,498

42,260 new commercial judgments were recorded in Q2 2026 - down by 5.0% from the previous quarter and down by 10.7% from Q2 2025.

Across the last five quarters, new commercial judgments averaged 42,372.

97.8% of the total 370,871 new consumer and commercial judgments in Q2 2026 were assigned to England and Wales and therefore make up far and away the biggest data set.

ENGLAND AND WALES:

362,663 new consumer and commercial judgments were registered in England and Wales in Q2 2026, which is a 17.4% increase from the previous quarter and a 27.5% increase from Q2 2025.

Across the last five quarters, new consumer and commercial judgments in England and Wales averaged 312,272.

Consumer judgments in England and Wales:

322,076 new consumer judgments were registered in England and Wales in Q2 2026, a 21.0% increase from the previous quarter and a 34.5% increase from Q2 2025.

Across the last five quarters, new consumer judgments in England and Wales averaged 271,883.

322,076 new consumer judgments were registered in England and Wales in Q2 2026 with the total value of £565,890,800.

£283 is the most frequent consumer judgment amount in England and Wales, with 6,486 new consumer judgments at this figure.

45% of consumer judgments are for amounts less than £500.

The median new consumer judgment value in England and Wales is £602.

Only 12% of the consumer judgments in England and Wales are for amounts greater than £3,000.

This adds up to £344mn, 61% of the value of new consumer judgments in England and Wales in Q2 2026.

Commercial judgments in England and Wales:

40,587 new commercial judgments have been added to the Register in Q2 2026 in England and Wales, which is a 5.2% decrease from the previous quarter and a 10.1% decrease from Q2 2025.

Across the last five quarters, new commercial judgments in England and Wales averaged 40,389.

40,587 new commercial judgments are registered in England and Wales in Q2 2026 with the total value of £186,906,504

£257 is the most frequent commercial judgment amount in England and Wales with 3,616 judgments at this figure

The top five judgment amounts (£257, £497, £912, £1,682, £407) make up 32% of the number of commercial judgments for England and Wales, indicating a significant concentration around these specific values.

28% of the commercial judgments in England and Wales are for amounts greater than £3,000. This adds up to £160mn, 86% of the total value ofcommercial judgments in England and Wales in Q2 2026.

SCOTLAND:

5,532 new consumer and commercial judgments were registered in Scotland in Q2 2026, which is a 26.6% increase from the previous quarter and a 1.7% decrease from Q2 2025.

Across the last five quarters, new judgments in Scotland averaged 5,094.

Consumer judgments in Scotland:

4,804 new consumer judgments were registered in Scotland in Q2 2026, which is a 36.5% increase from the previous quarter and a 11.5% increase from Q2 2025.

Across the last five quarters, new consumer judgments in Scotland averaged 3,978.

4,804 new consumer judgments were registered in Scotland in Q2 2026 with the total value of £ 20,029,862.

£5,000 is the most frequent judgment amount in Scotland with 109 consumer judgments at this figure.

Only 5% of consumer judgments registered in Scotland in Q2 2026 are for the amounts below £500.

The median new consumer judgment value in Scotland is £1,999.

34% of the consumer judgments in Scotland are for amounts greater than £3,000. These add up to £16mn, 78% of the value of new consumer judgments in Scotland in Q2 2026.

Commercial judgments in Scotland:

728 new commercial judgments were registered in Scotland in Q2 2026, which is a 14.4% decrease from the previous quarter and a 44.8% decrease from Q2 2025.

Across the last five quarters, new commercial judgments in Scotland averaged 1,117.

728 new commercial judgments were registered in Scotland in Q2 2026 with the total value of £4,951,244.

45% of the commercial judgments in Scotland are for amounts greater than £3,000. This adds up to £4.4mn, 89% of the total value of new commercial judgments in Scotland in Q2 2026.

Northern Ireland:

1,489 new consumer and commercial judgments were registered in Northern Ireland in Q2 2026, which is a 13.6% increase from the previous quarter and a decrease of 5.9% from Q2 2025.

Across the last five quarters, new consumer and commercial judgments in Northern Ireland averaged 1,391.

Consumer judgments in Northern Ireland:

975 new consumer judgments were registered in Northern Ireland in Q2 2026, which is an 8.6% increase from the previous quarter and a decrease of 22.2% from Q2 2025.

Across the last five quarters, new consumer judgments in Northern Ireland averaged 1,008. Following a Q2 2025 peak, activity cooled, and last two quarters ended below the average.

975 new consumer judgments were registered in Northern Ireland in Q2 2026 with the total value of £3,164,929.

26% of the consumer judgments in Northern Ireland have amounts greater than £3,000. These add up to £2.4mn, 76% of the total value of new consumer judgments in Northern Ireland in Q2 2026.

Commercial judgments in Northern Ireland:

514 new commercial judgments were registered in Northern Ireland in Q2 2026, a 24.5% increase from the previous quarter and an increase of 56.2% from Q2 2025.

Across the last five quarters, new commercial judgments in Northern Ireland averaged 383.

514 new commercial judgments were registered in Northern Ireland in Q2 2026 with the total value of £1,099,856.

18% of commercial judgments in Northern Ireland have amounts greater than £3,000. These add up to £0.8mn, 72% of the total value of commercial judgments in Northern Ireland in Q2 2026.

REPUBLIC OF IRELAND:

817 new judgments were registered in the Republic of Ireland in Q2 2026, an 8.6% decrease from the previous quarter and a decrease of 27.8% from Q2 2025.

Across the last five quarters, new judgments averaged 1,005. After a Q3 2025 peak, volumes eased, with last three quarters being below the average.

Judgment amounts in the Republic of Ireland are denominated in Euro and GBP. Value totals are converted to GBP.

Consumer judgments in Republic of Ireland:

445 new consumer judgments were registered in the Republic of Ireland in Q2 2026 with the total value of £7,656,840, a 13.9% decrease from the previous quarter and a decrease of 29.8% from Q2 2025.

Across the last five quarters, new consumer judgments in the Republic of Ireland averaged 573. Following a Q3 2025 high, Q2 2026 (445) ended below the average.

74% of the consumer judgments in the Republic of Ireland are for amounts greater than £3,000. However, they add up to 97% of the value of the total of consumer judgments.

Commercial judgments in Republic of Ireland:

372 new commercial judgments were registered in the Republic of Ireland in Q2 2026 with the total value of £5,917,267, a 1.3% decrease from the previous quarter and a decrease of 25.2% from Q2 2025.

Across the last five quarters, new commercial judgments in the Republic of Ireland averaged 432. Activity cooled after Q3 2025, with Q2 2026 (372) below the average.

73% of the commercial judgments in the Republic of Ireland are for amounts greater than £3,000. However, they add up to 97% of the total value of new commercial judgments in Q2 2026.

JERSEY:

237 new judgments were registered in Jersey in Q2 2026, a 34.7% decrease from the previous quarter and a decrease of 4.8% from Q2 2025.

Across the last five quarters, new judgments in Jersey averaged 249.

Consumer judgments in Jersey:

188 new consumer judgments were registered in Jersey in Q2 2026, a 42.5% decrease from the previous quarter and a decrease of 10.0% from Q2 2025.

Across the last five quarters, new consumer judgments in Jersey averaged 211.

188 new consumer judgments were registered in Jersey in Q2 2026 with the total value of £351,252.

56% new consumer judgments in Jersey are below £500.

12% of the consumer judgments in Jersey have amounts greater than £3,000. These add up to £259,247, 74% of the total value of new consumer judgments in Jersey in Q2 2026.

Commercial judgments in Jersey:

49 new commercial judgments were registered in Jersey in Q2 2026.

Across the last five quarters, new commercial judgments in Jersey averaged 38.

49 new commercial judgments were registered in Jersey in Q2 2026 with the total value of £626,242.

Judgments with amounts exceeding £3,000 comprise 65% of the number of commercial judgments for Jersey and represent 98% of the value of commercial judgments, adding up to £612,306.

ISLE OF MAN:

133 new judgments were registered in the Isle of Man in Q2 2026, a 4.3% decrease from the previous quarter and an increase of 11.8% from Q2 2025.

Across the last five quarters, new judgments in the Isle of Man averaged 115.

Consumer judgments in the Isle of Man:

123 new consumer judgments were registered in the Isle of Man in Q2 2026, the same number as the previous quarter and an increase of 19.4% from Q2 2025.

Across the last five quarters, new consumer judgments in the Isle of Man averaged 102.

123 new consumer judgments were registered in the Isle of Man in Q2 2026 with the total value of £388,482.

Commercial judgments in the Isle of Man:

10 new commercial judgments have been added to the Register in the Isle of Man in Q2 2026.

Across the last five quarters, new commercial judgments in the Isle of Man averaged 13.

10 new commercial judgments have been added to the Register in the Isle of Man in Q2 2026 with the total value of £149,623.

Register at the end of Q2 2026

The Register contains 5.7mn records with a total value of £13.5bn.

Records are kept on the Register for six years. This means that an analysis made on 1st July 2026 covers judgments on the Register from 1st July 2020.

88.3% of records on the Register are unsatisfied judgments and 11.7% are satisfied judgments.

There were 5,672,871 judgments on the Register at the end of Q2 2026. This is a rise of 5.3% since the end of Q1 2026, when there were 5,389,854 judgments on the Register.

From 1st April 2026 to 1st July 2026, 370,871 new judgments were recorded on the Register, accounting for 6.9% of judgments.

55,005 judgments have been deleted from the Register as the six-year threshold has been exceeded - this represents 1.0%.

32,849 judgments were cancelled, further reducing the number on the Register by 0.6%.

Out of 5.7mn judgments on the Register, 634,092 (11.2%) have 2026 as the judgment year.

341,953 judgments fall into Q2 2026 based on the judgment date.

Judgments that met the six-year cut-off prior to 1st July 2026 had already been removed from the Register – 327,637 records from 2020 in total.

88.2% of the records on the Register are consumer judgments and 11.8% are commercial judgments.

Commercial judgments can be further split into corporate and non-corporate judgments.

Corporate judgments make up 9.6% of the Register and non-corporate judgments 2.2%.

Of the total commercial judgments, 81.2% are corporate and 18.8% are non-corporate.

Value of Consumer Judgments on the Register at the end of Q2 2026

There are 5,004,697 consumer judgments on the Register with the total value of £10,270,900,856.

£277 is the most frequent consumer judgment amount, with 65,505 consumer judgments at this figure.

40% of consumer judgments are for the amounts less than £500.

The median consumer judgments value on the Register is £723.

87% of consumer judgments are below the amount of £3,000.

13% of the consumer judgments are for amounts greater than £3,000. This adds up to £6.6bn, 64% of the value of consumer judgments.

Value of Commercial Judgments on the Register at the end of Q2 2026

There are 668,174 commercial judgments on the Register with the total value of £3,210,628,461.

The top five judgment amounts (£497, £257, £912, £1,682, £407) make up 29% of the number of commercial judgments on the Register, indicating a significant concentration around these specific values.

30% of commercial judgments are for amounts less than £500.

The median commercial judgments value on the Register is £1,070.

27% of the commercial judgments on the Register are for amounts greater than £3,000. This adds up to £2.7 bn, 85% of the total value of commercial judgments.

Q2 2026 Stats Book Now Available
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